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Top 10 pet health claims

Tasmanian pets face a range of health challenges, with skin conditions, arthritis, and gastrointestinal problems among the top 10 most common claims.

Understanding the risks your pet might face and knowing when to take action can make a big difference. Let’s walk you through Tasmania’s top pet health claims and help you decide when to monitor your pet or head to the vet.

Top 10 pet health claims in Tasmania

Recent data from PetSure, highlights the most common and costly health issues for pets:

  1. Skin conditions (allergies/infections):

    • Average claim: $231.44 | Max claim: $3,244.54 | Claims: 2,721

  2. Vaccinations and health checks:

    • Average claim: $123.87 | Max claim: $560.50 | Claims: 2,259

  3. Arthritis (muscle/skeletal):

    • Average claim: $182.12 | Max claim: $8,105.56 | Claims: 1,818

  4. Ear condition:

    • Average claim: $204.47 | Max claim: $4,008.68 | Claims: 1,570

  5. Gastrointestinal tract condition:

    • Average claim: $385.60 | Max claim: $9,862.91 | Claims: 1,494

  6. Flea, tick, and worm preventative medication:

    • Average claim: $45.89 | Max claim: $386.57 | Claims: 1,123

  7. Accident - Tissue damage or fracture (Trauma):

    • Average claim: $507.68 | Max claim: $7,340.07 | Claims: 1,062

  8. Eye condition:

    • Average claim: $203.86 | Max claim: $2,542.60 | Claims: 860

  9. Muscle/Skeletal Condition - Crucial disease:

    • Average claim: $781.38 | Max claim: $7,576.15 | Claims: 794

  10. Neoplasia/mass Lesion:

  • Average claim: $591.17 | Max claim: $9,715.65 | Claims: 794

When to monitor symptoms and visit the vet

Pet health concerns generally fall into three categories:

  1. Monitor: Keep an eye on mild symptoms like occasional sneezing or slight changes in appetite. If they persist, escalate your concern.

  2. Seek advice: For moderate symptoms like skin irritations or occasional vomiting, contact your vet or use telehealth services for guidance.

  3. Act urgently: Severe symptoms such as difficulty breathing, ingestion of toxins, or major injuries need immediate veterinary care.

Tools to support you

Services like LiveVet# provide 24/7 access to Australian-registered vets for instant advice on common issues. Telehealth options can help you decide whether a vet visit is necessary or if monitoring is enough.

The role of pet insurance

Unexpected health issues can lead to costly vet bills. Pet insurance helps cover both routine and emergency care. Features like GapOnly®^ make the claims process simpler, allowing you to focus on your pet’s recovery without worrying about the associated costs.

Be proactive about your pet’s health

Understanding your pet’s risks and acting promptly can make all the difference. Monitor symptoms, seek advice when needed, and act quickly during emergencies—all while backed by the security of pet insurance.

By staying informed and prepared, you can ensure your furry friends lead happy, healthy lives.

Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and The Royal Automobile Club of Tasmania Limited 62 009 475 861, AR 228578. Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PIPL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.

This is general veterinary information only, please consult with your vet before acting on it.

^Policy terms and conditions apply. GapOnly® is only available at participating vets. Please visit gaponly.com.au to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

#Live Vet Support is a service provided by PetSure that gives you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet Support consultations subject to the Customer Portal terms of use.