Travel Insurance
- Domestic and international
- Annual multi-trip
- 15% member discountˇ
Planning a trip? Consider travel insurance for added peace of mind.
Holidays are for relaxing – let us take care of your travel insurance. We offer a range of plans for domestic and international trips.
You’ll have access to 24/7 medical support, lost luggage and trip cancellation on select plans.
Plus, members get 15% offˇ all travel insurance products.
Explore international travel insurance cover options for your trip
| Comprehensive | Essentials | Saver | ||
|---|---|---|---|---|
| Cancellation fees# Per adult | Yes$unlimited^^ | Yes$25,000 | No | |
| Overseas medical and hospital Per adult | Yes$unlimited** | Yes$unlimited** | Yes$unlimited** | |
| Overseas dental#+ (Sub limit) Per adult | Yes$unlimited** | Yes$2,000 | Yes$500 | |
| Luggage# Per adult | Yes$15,000 | Yes$7,500 | Yes$2,000 | |
| Emergency expenses# Per adult | Yes$unlimited^^ | Yes$25,000 | Yes$5,000 | |
| Rental car excess# Per policy | Yes$8,000 | Yes$4,000 | No | |
| Travel delay# Per adult | Yes$3,000 | Yes$1,500 | No | |
Need help?
The Royal Automobile Club of Tasmania Limited (ABN 62 009 475 861, AR 000228578) (RACT) is acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACT Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products.
The PDS and TMDs for each travel product can be found on our travel insurance documents page. This travel insurance product is only available online.
Terms and conditions
ˇThe discount applies to the total RACT Travel Insurance premium when getting a quote online and a valid RACT member number is added. Discounts do not apply to the rate of GST and stamp duty. RACT reserves the right to withdraw or amend this discount offer at any time, without notice. The RACT member discount cannot be used in conjunction with any other promotional offer or discount.
#Limits, sub-limits, and exclusions apply. Please refer to the PDS.
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a Terrorist Act) or illness occurring which first shows itself during Your Period of Insurance. Benefits may be paid up to 12 months from the time You received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify Us as soon as practicable of Your admittance to hospital.
*This cover is per person listed in Your Policy
^This cover is per policy
