Seven steps to buying a car

1. Identify your needs

Think about what you'll be using your vehicle for. Will it be travelling to work in city traffic, going on off-road adventures, setting off on lots of long road trips or something else? Do you need a compact car, one with lots of space or one for handling dirt roads?

Ensure the car has enough storage space, seats, towing capacity, and comfort to suit your lifestyle. Fuel efficiency is also an important factor that many overlook.

Gadgets are another way to upgrade your ride. Many newer car models now give buyers the option to include reverse parking cameras, emergency braking, blind spot assist technology, and front cameras. Comfortable or heated seats, decent room, and even cup holders can make the difference for those who spend a lot of their time behind the wheel.

2. Research

Once you've decided on what's best for you and your lifestyle, it's time to find a car that fits the bill.

There are so many websites to help you find facts and data on different types of cars. Check out the car's safety rating, fuel efficiency, additional extras, practicality, size, and cost.

We often review and road test new cars in our Journeys 'on the road' and '0-100' sections, so you might get some great intel there as well.

3. Budget

Look at your finances or speak with a lending specialist to determine your budget.

Be sure to consider the ongoing car costs too.

Hidden costs can add up and being aware of exactly how much you'll need to pay can keep you ahead of the game.

4. Inspection

It's a good idea to have any used car inspected by a qualified mechanic before you buy it. We offer vehicle inspections at a discounted price for members so you can drive off with confidence.

It's also a good idea to get a Personal Property Security Register check. This lets you know if there's any money owing on the vehicle from the previous owner, or if it has been listed as stolen or written off.

5. Compare dealers

There's a lot of competition out there so have a look and see if you can get a better deal. Some car dealers might offer more money for trade-ins, and throw in additional options or extra items.

6. Important documents

Always get a copy of the contract, warranty documents and for used vehicles, the safety certificate. Make sure any promise or guarantee is in writing, and don't sign anything unless you're completely happy.

7. Cover your car before you drive away

Make sure your new asset is insured in case an accident happens. And if you're new to the road, you might want to consider roadside assistance as well.

The great news is, we can help with both, and taking out either will make you a member with us. This means you'll save even more with our member rewards program.