Dog insurance
- Introductory member offer**
- Pay only the gap^
- Tail wagging protection
Protect your best friend
From puppyhood antics to the golden years, choose the right cover for your dog and keep those tails wagging.
Pet insurance from RACT, together with petinsurance.com.au.
Dog insurance
Silver | Gold | Platinum | |
|---|---|---|---|
| Annual Benefit Limit | Up to $20,000 | Up to $20,000 | Up to $30,000 |
| Benefit Percentage | 80% | 80% | 80% |
| Excess | $0, $250, $500 | $0, $250, $500 | $0, $250, $500 |
| Eligibility | Older than 8 weeks and younger than 15 years | Older than 8 weeks and younger than 9 years | Older than 8 weeks and younger than 9 years |
| Coverage | Specified Accidental Injuries and Specified Illnesses only* | Specified Accidental Injuries and Illnesses† | Specified Accidental Injuries and Illnesses† |
Coverage options |
|---|
| Annual Benefit Limit |
| Silver: Up to $20,000 |
| Gold: Up to $20,000 |
| Platinum: Up to $30,000 |
| Benefit Percentage |
| Silver: 80% |
| Gold: 80% |
| Platinum: 80% |
| Excess |
| Silver: $0, $250, $500 |
| Gold: $0, $250, $500 |
| Platinum: $0, $250, $500 |
| Eligibility |
| Silver: Older than 8 weeks and younger than 15 years |
| Gold: Older than 8 weeks and younger than 9 years |
| Platinum: Older than 8 weeks and younger than 9 years |
| Coverage |
| Silver: Specified Accidental Injuries and Specified Illnesses only* |
| Gold: Specified Accidental Injuries and Illnesses† |
| Platinum: Specified Accidental Injuries and Illnesses† |
Optional non-insurance routine care
Feel as content as a dog with a bone and consider pitching in a little extra to help with some of your pet's day-to-day costs, up to an annual maximum of $150.
$100 annual sub-limit for any one of the following: desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy and alternative therapies.
PLUS $50 annual sub-limit any one of the following: vaccination or health check, flea/tick/worm control and blood screen.
This dog insurance product is only available online.
†For more information on Gold and Platinum Cover Specified Accidental Injuries and Illnesses, refer to the PDS.
¹ We will pay you the benefit percentage for the eligible vet expenses incurred by you for consultations up to the benefit limit (subject to the sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the vet.
Common questions for dogs
Can't find what you're looking for, more information on petinsurance.com.au.
Important information and disclaimers
Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and The Royal Automobile Club of Tasmania Limited 62 009 475 861, AR 228578. Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PIPL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.
*Policy terms and conditions, limits, waiting periods, exclusions and excesses apply.
**Offer commences 12:01am AEDT on 26 March 2024 and ends 11:59pm AEDT on 26 March 2025 (Offer Period). Offer is available for new policies purchased by current RACT members and provides you with 2 months free in the first policy year only when you purchase a RACT together with Petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first two months of your first policy period and your instalments will commence to be charged from the 3rd month of your policy period. For annual payments, the 2 months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new RACT together with Petinsurance.com.au Pet Insurance policies purchased during the Offer Period, online or by phone using promo code RACTMember. Not available with any other offer except for the 10% multi-pet discount for additional pets. Offer subject to the terms and conditions of the RACT together with Petinsurance.com.au Pet Insurance policy. Eligibility criteria applies for RACT together with Petinsurance.com.au Pet Insurance and is subject to the RACT together with Petinsurance.com.au Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). RACT together with Petinsurance.com.au Pet Insurance reserves the right to withdraw, vary or extend this offer at any time, without notice.
^Policy terms and conditions apply. GapOnly® is only available at participating vets. Please visit gaponly.com.au to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).
#myPetPassTM is a rewards programme provided by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure). Available only to holders of active petinsurance.com.au policies. myPetPassTM perks are provided by PetSure and third-party suppliers and also subject to these third-party suppliers’ terms and conditions. myPetPassTM perks may be amended or withdrawn any time without notice. PetSure does not guarantee that any particular third-party providers will continue to participate in myPetPassTM through the offer or provision of perks, or that the myPetPassTM rewards programme or any myPetPassTM perks or features of myPetPassTM will continue to be available. Full Terms & Conditions available at mypetpass.com.au/terms.